Communication Keeps Us All Connected

Your dedicated Four Tier Financial Group team shares the common goal of providing you with the care, compassion, commitment and the communication you need to confidently pursue your financial goals.

Planning for Tomorrow Starts with a Dedicated Team

Communication is a critical component for every one of our team members. From our advisors to our practice manager, we ensure that we stay in constant contact with you, especially when times are tough.


George M. Orefici

Financial Advisor

George has been providing his clients with quality service since 1989. After graduating from the New York Institute of Technology, he obtained his Certified Exit Planning Advisor designation in 2019 and CERTIFIED FINANCIAL PLANNER™ certification in 2000. George has written or contributed articles for: The Wall Street Journal, Newsday, NY Daily News, NY Post and Long Island Business News. He has also taught or lectured for the US Department of Homeland Security, Deutsche Bank, Underwriter's Laboratory, Hachette Book Group, MetLife, Suffolk County Bar Association, among others.

George lives in Huntington, NY with his wife Diana and his three children Nicholas, Gabrielle, and Daniel. He volunteers for the American Cancer Society Road to Recovery Program, and helps raise money for the Theresa Foundation, a special needs charity.


Michael Baptista

Financial Services Representative

Michael has been assisting his clients with protection solutions along with their investment and retirement planning needs since 2009. He is a graduate of Rutgers University in New Brunswick, NJ.

Michael lives in Middletown, NJ with his wife Katie, daughter Makayla, and son Brady. He enjoys spending time with his family and is a girls youth travel soccer coach through NJ Youth Soccer. Michael is fluent in Portuguese.



Darlyne Azzato

Practice Manager

Darlyne provides critical support for Four Tier’s day-to-day operations. She oversees the office’s inner workings and is responsible for the majority of client communications. Darlyne works closely with corporate operations personnel to help ensure that the team is able to deliver the level of personalized service it has committed to each of its valued clients.

Commonwealth Teams

Through our affiliation with Commonwealth Financial Network®, we have access to teams of advanced planning, investment research, and retirement specialists to help us better serve your needs. Use these buttons to learn more about these support teams.